Plus Two / 12th Computer Applications - Book Back Answers - Chapter 16 - English Medium
Chapter 16: Electronic Payment Systems
Tamil Nadu Board 12th Standard Computer Applications - Chapter 16: Book Back Answers and Solutions
This post covers the book back answers and solutions for Chapter 16 from the Tamil Nadu State Board 12th Standard Computer Applications textbook. These detailed answers have been carefully prepared by our expert teachers at KalviTips.com.
We have explained each answer in a simple, easy-to-understand format, highlighting important points step by step under the relevant subtopics. Students are advised to read and memorize these subtopics thoroughly. Once you understand the main concepts, you’ll be able to connect other related points with real-life examples and confidently present them in your tests and exams.
By going through this material, you’ll gain a strong understanding of Chapter 16 along with the corresponding book back questions and answers (PDF format).
Question Types Covered:
- 1 Mark Questions: Choose the correct answer, Fill in the blanks, Identify the correct statement, Match the following
- 2 Mark Questions: Answer briefly
- 3, 4, and 5 Mark Questions: Answer in detail
All answers are presented in a clear and student-friendly manner, focusing on key points to help you score full marks.
All the best, Class 12 students! Prepare well and aim for top scores. Thank you!
Chapter 16: Electronic Payment Systems
I. Choose the correct answer.
1. Based on the monetary value e payment system can be classified into
a) Mirco and Macro
b) Micro and Nano
c) Maximum and Minimum
d) Maximum and Macro
Answer Key:
a) Mirco and Macro
2. ______ refers to a payment made from one bank account to another bank account using
eletronic methods.
a) Electronic payment
b) Direct payment
c) Indirect payment
d) None of the above
Answer Key:
a) Electronic payment
3. Assertion (A): Macro electronic payment systems support higher value payments.
Reason (R): Expensive cryptographic operations are included in macro payments
a) Both (A) and (R) are correct and (R) is the correct explanation of (A)
b) Both (A) and (R) are correct, but (R) is not the correct explanation of (A)
c) (A) is true and (R) is false
d) (A) is false and (R) is true
Answer Key:
a) Both (A) and (R) are correct and (R) is the correct explanation of (A)
4. Which of the following is correctly matched
a) Credit Cards - pay before
b) Debit Cards - pay now
c) Stored Value Card - pay later
d) Smart card – pay anytime
Answer Key:
b) Debit Cards - pay now
5. ECS stands for
a) Electronic Clearing Services
b) Electronic Cloning Services
c) Electronic Clearing Station
d) Electronic Cloning Station
Answer Key:
b) Electronic Cloning Services
6. Which of the following is a online payment system for small payments.
a) Card based payment
b) Micro electronic payment
c) Macro electronic payment
d) Credit card payment
Answer Key:
b) Micro electronic payment
7. Which of the following is true about Virtual payment address (VPA)
a) Customers can use their e-mail id as VPA
b) VPA does not includes numbers
c) VPA is a unique ID
d) Multiple bank accounts cannot have single VPA
Answer Key:
c) VPA is a unique ID
8. Pick the odd one in the credit card transaction
a) card holder
b) merchant
c) marketing manager
d) acquirer
Answer Key:
c) marketing manager
9. Which of the following is true about debit card
i. debit cards cannot be used in ATMs
ii. debit cards cannot be used in online transactions
iii. debit cards do not need bank accounts
iv. debit cards and credit cards are identical in physical properties
a) i, ii, iii
b) ii, iii, iv
c) iii alone
d) iv alone
Answer Key:
d) iv alone
10.Match the following
a) Mirco and Macro
b) Micro and Nano
c) Maximum and Minimum
d) Maximum and Macro
Answer Key:
a) Mirco and Macro
2. ______ refers to a payment made from one bank account to another bank account using
eletronic methods.
a) Electronic payment
b) Direct payment
c) Indirect payment
d) None of the above
Answer Key:
a) Electronic payment
3. Assertion (A): Macro electronic payment systems support higher value payments.
Reason (R): Expensive cryptographic operations are included in macro payments
a) Both (A) and (R) are correct and (R) is the correct explanation of (A)
b) Both (A) and (R) are correct, but (R) is not the correct explanation of (A)
c) (A) is true and (R) is false
d) (A) is false and (R) is true
Answer Key:
a) Both (A) and (R) are correct and (R) is the correct explanation of (A)
4. Which of the following is correctly matched
a) Credit Cards - pay before
b) Debit Cards - pay now
c) Stored Value Card - pay later
d) Smart card – pay anytime
Answer Key:
b) Debit Cards - pay now
5. ECS stands for
a) Electronic Clearing Services
b) Electronic Cloning Services
c) Electronic Clearing Station
d) Electronic Cloning Station
Answer Key:
b) Electronic Cloning Services
6. Which of the following is a online payment system for small payments.
a) Card based payment
b) Micro electronic payment
c) Macro electronic payment
d) Credit card payment
Answer Key:
b) Micro electronic payment
7. Which of the following is true about Virtual payment address (VPA)
a) Customers can use their e-mail id as VPA
b) VPA does not includes numbers
c) VPA is a unique ID
d) Multiple bank accounts cannot have single VPA
Answer Key:
c) VPA is a unique ID
8. Pick the odd one in the credit card transaction
a) card holder
b) merchant
c) marketing manager
d) acquirer
Answer Key:
c) marketing manager
9. Which of the following is true about debit card
i. debit cards cannot be used in ATMs
ii. debit cards cannot be used in online transactions
iii. debit cards do not need bank accounts
iv. debit cards and credit cards are identical in physical properties
a) i, ii, iii
b) ii, iii, iv
c) iii alone
d) iv alone
Answer Key:
d) iv alone
10.Match the following
|
List A
|
List B
|
|
A1) First Digit
|
B1) Account number
|
|
A2)9th to 15th Digit
|
B2)MII code
|
|
A3)First 6 Digits
|
B3)BIN code
|
|
A4)Last Digit
|
B4)Check Digit
|
|
|
A1
|
A2
|
A3
|
A4
|
|
a)
|
B4
|
B3
|
B2
|
B1
|
|
b)
|
B2
|
B1 |
B3
|
B4
|
|
c)
|
B2
|
B3
|
B4
|
B1
|
|
d)
|
B2
|
B4
|
B3
|
B1
|
Answer key:
b) B2 B3 B3 B4
b) B2 B3 B3 B4
II.Answer the following questions.
12th Computer Application (soon)
III. Answer the following questions.
12th Computer Application (Soon)
IV. Answer the following questions.
12th Computer Application (Soon)
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